“Why is classic car insurance right for my Jaguar?"

Classic car insurance doesn't operate the way standard insurance does. While it does still take a vehicle's mechanical characteristics into account, it also places a lot of emphasis on how the vehicle is used, cared for and maintained.

That's where agreed value enters the picture. Through discussing your specific needs with your insurer, considering your vehicle's use, heritage, pedigree and condition, you can pin a value on it that truly reflects not just what it is worth to others but what it is worth to you personally.

This may cost you more than a standard valuation process, or it may cost you less, but either way you'll ultimately be comfortable knowing that you have a policy that fits your vehicle like a glove.

“How can I keep costs down?”

There are various ways you can save money on your policy. You can:

• Commit to keeping your mileage down, thereby reducing risk.
• Demonstrate your driving skills through an advanced qualification, showing that your vehicle is in safe hands.
• Do everything practical to minimise risk of theft, using security systems and storing the vehicle sensibly.

Of course, perhaps the best thing you can do to save money is become a JEC member, as classic car insurers will immediately recognise how passionate you are about your car!

Ultimately, though, the smartest way to proceed is simply to be completely honest with your assessment of your needs. You might be able to save a bit of money by misrepresenting your situation, but you'll only have yourself to blame if something goes wrong and you failed to get the cover you needed for that area. If you think there’s even a small chance you might need cover for something, it's worth the investment.

We have a number of highly-qualified experts who can inspect your vehicle prior to purchase and provide you with a full written report. In addition to their complete understanding of the mechanical and aesthetic aspects of vehicle inspection, they have extensive experience with the Jaguar marque which perfectly equips them to identify the unique requirements of specific models and years, something that is particularly important for older cars.

The cost of an inspection begins at £100, with the final figure determined by the time needed and the distance the inspector is required to travel. We can guarantee that your inspection will be cheaper than an equivalent AA or RAC inspection.

This small upfront outlay could save you thousands in the long term.

To arrange an inspection simply call JEC Head Office on 0117 969 8186 and they will provide you with details of your nearest inspector.

Also from our HQ in Bristol we can give you an official valuation for insurance purposes. Our valuations are accepted by all leading insurance brokers and Companies.

Simply call 0117 969 8186 for details

Before you get in touch with an insurance company, please make sure to note down as many of the following details as possible. If you can complete the checklist ahead of time, it’ll make the process of arranging your insurance quick, simple and easy.

Personal Details

• Your personal details, including your full address, home, work and mobile phone numbers, and email address.

• The full name, address, date of birth, duration of licence to drive, and 5-year claim and conviction record of the person who will be driving the vehicle(s).

• Your membership IDs for any classic car clubs or organisations you are a member of.

• How many vehicles are in the household (you might qualify for multi-car insurance).

Vehicle Details

• The make, model and year of the vehicle(s).

• The current overall mileage of the vehicle(s).

• The engine size and specification of the vehicle(s).

• All modifications made to the vehicle(s), such as the installation of non-standard wheels, aftermarket electronic equipment, performance-enhancing parts, or cosmetic upgrades.

• Any previous professional valuations of the vehicle(s).

Vehicle Use

• Where the vehicle(s) is/are typically kept overnight (e.g. a garage).

• The expected annual mileage of the vehicle(s).

• What the vehicle(s) is/are typically used for.

• What cover (if any) is required for:

  • Commuting or driving as part of a job.

  • Event hires, track days, races, or other such situations.

  • Use of the vehicle(s) abroad.